* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: #171717; background: #f7f4ef; }
a { color: inherit; text-decoration: none; }
.hero { min-height: 680px; color: #fff; position: relative; background: linear-gradient(90deg, rgba(0,0,0,.78), rgba(0,0,0,.38)), url('https://images.unsplash.com/photo-1495707902641-75cac588d2e9?auto=format&fit=crop&w=1800&q=80') center/cover; }
.nav { display: flex; justify-content: space-between; align-items: center; padding: 28px 7vw; position: relative; z-index: 2; }
.logo { font-weight: 800; letter-spacing: 3px; }
.nav-links { display: flex; gap: 24px; font-size: 14px; opacity: .92; }
.hero-content { max-width: 760px; padding: 130px 7vw 80px; position: relative; z-index: 2; }
.eyebrow { text-transform: uppercase; letter-spacing: 2px; font-size: 12px; font-weight: 700; color: #b9965d; margin: 0 0 16px; }
h1 { font-size: clamp(38px, 6vw, 72px); line-height: .98; margin: 0 0 24px; letter-spacing: -2px; }
h2 { font-size: clamp(30px, 4vw, 48px); line-height: 1.05; margin: 0 0 18px; text-align: center; letter-spacing: -1px; }
h3 { margin: 12px 0 10px; font-size: 22px; }
p { line-height: 1.65; }
.hero-text { font-size: 19px; max-width: 620px; color: rgba(255,255,255,.86); }
.hero-actions, .contact-buttons { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px; }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 22px; border-radius: 999px; font-weight: 700; border: 1px solid transparent; transition: .2s; }
.btn.primary { background: #b9965d; color: #111; }
.btn.secondary { border-color: rgba(255,255,255,.55); color: #fff; }
.btn.secondary.light { border-color: rgba(255,255,255,.55); }
.btn:hover { transform: translateY(-2px); }
.section { padding: 86px 7vw; }
.container { max-width: 1160px; margin: 0 auto; }
.narrow { max-width: 880px; }
.intro p, .center-text { text-align: center; font-size: 18px; color: #555; }
.notice { margin: 28px auto 0; padding: 18px 22px; border-radius: 18px; background: #fff; border: 1px solid #eadfcd; text-align: center; font-weight: 700; }
.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 38px; }
.card { background: #fff; border-radius: 24px; padding: 28px; min-height: 230px; border: 1px solid #eadfcd; box-shadow: 0 18px 50px rgba(0,0,0,.05); }
.icon { font-size: 36px; }
.card p { color: #5f5f5f; margin-bottom: 0; }
.dark { background: #15120e; color: #fff; }
.dark p { color: rgba(255,255,255,.76); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.split h2 { text-align: left; }
.steps { display: grid; gap: 14px; }
.steps div { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 18px; padding: 18px; font-weight: 700; }
.steps span { color: #b9965d; margin-right: 14px; }
.center { text-align: center; }
.bank-tabs { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; margin: 34px 0 22px; }
.bank { border: 1px solid #e3d6c0; background: #fff; border-radius: 999px; padding: 13px 20px; font-weight: 800; cursor: pointer; transition: .2s; }
.bank.active, .bank:hover { background: #15120e; color: #fff; border-color: #15120e; }
.payment-box { display: grid; grid-template-columns: 320px 1fr; gap: 24px; background: #fff; border-radius: 28px; padding: 24px; border: 1px solid #eadfcd; box-shadow: 0 18px 50px rgba(0,0,0,.06); }
.qr-placeholder { aspect-ratio: 1 / 1; border-radius: 24px; background: repeating-linear-gradient(45deg, #f1ece4, #f1ece4 12px, #faf8f4 12px, #faf8f4 24px); border: 2px dashed #d3bea0; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; padding: 20px; }
.qr-placeholder img { width: 100%; height: 100%; object-fit: contain; border-radius: 18px; background: #fff; }
.qr-title { font-size: 25px; font-weight: 900; margin-bottom: 12px; }
.qr-empty { color: #6d6255; font-weight: 700; }
.payment-info { display: flex; flex-direction: column; justify-content: center; }
.payment-info p { color: #555; }
.small { font-size: 13px; opacity: .78; }
.center-block { text-align: center; }
.center-block h2 { color: #fff; }
.center-block .contact-buttons { justify-content: center; }
.footer { padding: 28px 7vw; text-align: center; background: #0f0d0a; color: rgba(255,255,255,.62); font-size: 14px; }
@media (max-width: 900px) { .nav { align-items: flex-start; gap: 16px; } .nav-links { display: none; } .cards { grid-template-columns: 1fr 1fr; } .split, .payment-box { grid-template-columns: 1fr; } .qr-placeholder { max-width: 360px; width: 100%; margin: 0 auto; } }
@media (max-width: 560px) { .hero { min-height: 620px; } .hero-content { padding-top: 90px; } .section { padding: 64px 22px; } .nav { padding: 22px; } .cards { grid-template-columns: 1fr; } .payment-box { padding: 16px; } h1 { letter-spacing: -1px; } }


/* Clean payment block without banks and QR codes */
.payment-clean {
  background:
    radial-gradient(circle at 50% 0%, rgba(185, 150, 93, .16), transparent 34%),
    #f7f4ef;
}

.simple-payment {
  grid-template-columns: 96px 1fr;
  align-items: center;
  padding: 34px;
  border-radius: 30px;
  background:
    linear-gradient(135deg, rgba(185, 150, 93, .12), rgba(255,255,255,.96) 42%),
    #fff;
}

.payment-icon {
  width: 74px;
  height: 74px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #15120e;
  color: #b9965d;
  font-size: 34px;
  font-weight: 900;
  box-shadow: 0 18px 45px rgba(0,0,0,.12);
}

.simple-payment .payment-info h3 {
  font-size: clamp(24px, 3vw, 34px);
  line-height: 1.15;
  margin: 0 0 14px;
}

.simple-payment .payment-info p {
  font-size: 18px;
  margin: 0 0 12px;
}

@media (max-width: 900px) {
  .simple-payment {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .payment-icon {
    margin: 0 auto;
  }
}


/* Reviews block */
.reviews-section {
  background:
    radial-gradient(circle at 50% 0%, rgba(185, 150, 93, .12), transparent 32%),
    #f7f4ef;
}

.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 38px;
}

.review-card {
  background: #fff;
  border: 1px solid #eadfcd;
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 18px 50px rgba(0,0,0,.05);
  min-height: 220px;
}

.review-stars {
  color: #b9965d;
  letter-spacing: 2px;
  font-size: 18px;
  margin-bottom: 14px;
}

.review-card p {
  color: #555;
  margin-bottom: 18px;
}

.review-card h3 {
  margin: 0;
  font-size: 18px;
}

.review-date {
  display: block;
  color: #8a8075;
  font-size: 13px;
  margin-top: 4px;
}

@media (max-width: 900px) {
  .reviews-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 560px) {
  .reviews-grid { grid-template-columns: 1fr; }
}